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Housing Recovery Due To Help From Economy

Posted by:  Hancock Mortgage Partners, LLC
2014-09-22 11:24:58

A housing market recovery may finally be imminent. Mortgage News Daily recently reported that experts from the National Association of Home Builders cited a recovering economy, low mortgage rates, pent-up demand and affordable home prices all conspiring to lift the housing market. In fact, March pen...[read more...]

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Landscaping That Adds Value To Your Home

Posted by:  Hancock Mortgage Partners, LLC
2014-09-22 11:24:26

If you’re trying to increase the value of your home, you can seldom go wrong with landscaping. Landscaping in the front of your home increases the curb appeal and initial impressions of your property while landscaping in the back of your home can be use to extend your property’s usable s...[read more...]

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Memorial Day Facts

Posted by:  Hancock Mortgage Partners, LLC
2014-09-22 11:23:36

Memorial Day is one that most people celebrate around the grill or at the family campsite because it unofficially means that summer has begun. However, you might not know these fun facts about the annual holiday. Memorial Day began as a way to honor those who died in the Civil War. The start of t...[read more...]

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6 Tips To Help Save Money at Home

Posted by:  Hancock Mortgage Partners, LLC
2014-09-22 11:22:58

A house is probably the biggest investment most people will ever make. And equally, the money spent in day-to-day living in a house probably adds up to be some of the greatest expenses for most people. Here are some tips for reducing the expenses of having a home: Replace old appliances with new ...[read more...]

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How to Save Money Cooling Your House This Summer

Posted by:  Hancock Mortgage Partners, LLC
2014-09-22 11:21:54

How much money do you spend each summer to cool your house? On average, U.S. households spend $375 or 17% of their energy budget on cooling expenses. But you can save money when you try five tips this summer. 1. Adjust the Thermostat Before you leave for work or vacation, raise the thermosta...[read more...]

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Building Home Equity

Posted by:  Hancock Mortgage Partners, LLC
2014-09-22 11:20:46

Equity is the part of the property that is actually owned by the homeowner. For instance, if you bought a home for $250,000 several years ago and you’ve paid your mortgage down to $200,000, you have $50,000 equity in your home. Plus, if the same house is now valued at $300,000, you have an ...[read more...]

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Purchase Origination Higher Than Refi's

Posted by:  Hancock Mortgage Partners, LLC
2014-09-22 11:19:48

In its most recent Origination Insight Report, Ellie Mae describes the current state of the purchase mortgage market. The market was split with refinancing accounting for 33% of the market and purchase origination accounting for 66%. More than 4/5 of FHA loans were purchase originations, compared to...[read more...]

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Millennials, Baby Boomers Will Help Determine Housing Future

Posted by:  Hancock Mortgage Partners, LLC
2014-09-22 11:19:02

According to the Harvard Joint Center for Housing Studies, homeownership is at 65% its lowest point since 1995. While the drop off in home ownership spans many different demographic groups, the sharpest decline in ownership rates has come among people in their late 20s to early 40s. Researchers say ...[read more...]

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Buyers and Sellers not on Same Page

Posted by:  Hancock Mortgage Partners, LLC
2014-09-22 11:18:20

The real estate market is ever-changing, shifting from a buyer’s to a seller’s market and then back again. In the current housing market, sellers and buyers are no longer on the same page, this according to a recent survey performed by Redfin. Read on to learn what this research shows in...[read more...]

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Money Mistakes To Avoid

Posted by:  Hancock Mortgage Partners, LLC
2014-09-22 11:18:09

Unless you're incredibly rich, you probably worry about money. That's natural, but you'll feel better about your financial situation if you avoid these basic money mistakes: Not tracking your spending. Pay attention to where your money goes. Your credit card statement will help y...[read more...]

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The Fading of Foreclosures

Posted by:  Hancock Mortgage Partners, LLC
2014-09-22 11:14:47

The housing crisis and economic collapse that the United States and many other countries all over the world experienced in the last few years devastated the housing market. The sheer number of foreclosures skyrocketed overnight. And with the sudden influx in housing inventory on the market due to fo...[read more...]

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